The Bankruptcy Option

Bankruptcy is basically saying to all of your creditors that you just can’t pay them what you owe and probably never will.

Most people want to pay their debts but sometimes the means to do this has been taken away as a result of unemployment, sickness or injury, marriage break up, downturn in business turnover etc.

If you have a large amount of unmanageable debt which you have little or no chance of ever re-paying then filing for Bankruptcy may be a course of action you could consider.

Bankruptcy does however have serious and long lasting consequences and this step should therefore not be taken lightly or without full knowledge of the terms and conditions involved.  

There are other options to deal with unmanageable debts so before you make any decision or take any steps please give us a call.


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